The “Independent” Medical Exam: Your Rights at a Comp IME
What a workers’-comp IME really is, your rights around attending, how to prepare, and how a treating doctor’s opinion answers a hostile IME report.
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What a workers’-comp IME really is, your rights around attending, how to prepare, and how a treating doctor’s opinion answers a hostile IME report.
What Illinois workers’ comp benefit types (TTD, TPD, PPD) actually pay, how MMI and average weekly wage drive them, and where underpayments quietly happen.
The seven steps that protect your health and your claim after a Chicago car crash: police reports, photos, same-day medical care, insurer mistakes to avoid, and Illinois deadlines. .
How the Illinois Dram Shop Act (235 ILCS 5/6-21) lets injured families recover from a licensed seller: the damage caps, the strict one-year deadline, and no social-host liability.
Illinois gives a grieving family two claims: the Wrongful Death Act (740 ILCS 180) for the family’s loss and the Survival Act (755 ILCS 5/27-6) for the decedent’s own pre-death claim, who recovers, who files, and the two-year deadline.
Printable post-accident checklist: at the scene, same day, and first week, with evidence, medical care, insurer traps, and Illinois deadlines.
Cited white paper on the four structures that decide Illinois injury recoveries: the 2-year/1-year deadline architecture (735 ILCS 5/13-202, 745 ILCS 10/8-101), the 51% comparative-fault bar, the 40% health-care lien cap (770 ILCS 23), and why trial-ready files settle for more.
Illinois modified comparative negligence explained: the more-than-50% bar (735 ILCS 5/2-1116), how damages are reduced by your fault percentage, who proves it, the seat-belt exception, and multiple-defendant allocation.
When an Illinois property owner is liable for a snow or ice fall: the natural-accumulation rule, the Snow and Ice Removal Act (745 ILCS 75), unnatural accumulation, and Murphy-Hylton v. Lieberman (2016 IL 120394).
A do-it-now checklist for preserving crash evidence before it disappears: scene photos, witnesses, surveillance video, the vehicle itself, and spoliation letters.